BUSINESS
29.9.25
6min reading time

When is the right time for a company car as an Amazon FBA retailer? Real Talk about luxury in online retail

Many Amazon retailers secretly dream of quick success - and fast cars. But at what point is this dream a sensible step, and how does it really fit into the reality of e-commerce? This article provides clear and honest answers on the subject of luxury items as a reward in the Amazon FBA business, especially the topic of company cars.

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The goal behind Amazon FBA: More than just sales

Behind every successful Amazon FBA retailer is a goal that goes far beyond sales. Often, self-employed people start on Amazon not just to sell lots of products. Rather, it's about financial freedom, a better lifestyle and small and large rewards along the way.

For many, the actual motive often remains unspoken. But it is legitimate to dream of luxury items such as a Rolex, a Porsche or a fancy company car. Such dreams are not a disgrace, but can even serve as a strong motivation to keep going.

Typical luxury destinations for many Amazon retailers:

  • Traveling around the world
  • An exclusive watch like a Rolex
  • The dream car, such as a Porsche
  • Financial sovereignty
  • Independence from the 9-to-5 job
  • Own house or dream apartment

Luxury can be a goal - as long as you keep a cool head and manage your spending wisely. After all, luxury only makes you happy in the long term if your business is stable.

The initial phase as an Amazon retailer: focus on reinvestment and growth

After starting Amazon FBA, the most important time for your business begins: the first year. It usually starts with one product or a small selection; the first 10,000 to 30,000 euros in sales are often not long in coming. Nevertheless, you quickly realize that all beginnings are difficult.

Typical challenges at the start:

  • Out of stock: Products are selling, but there is a lack of capital for sufficient new goods.
  • Difficult start: PPC (pay-per-click ads) ensure visibility, but initially reduce profits.
  • Lack of profitability: Margins are low at the beginning, everything has to get going first.

That's why every income goes back into the business. In the first year, only one thing counts: reinvest, don't consume. Only when you have cash flow can you think about making your own withdrawals.

Timeline for the first year as an Amazon retailer:

PeriodFocusMost important task
1st-6th monthSourcing & product launchStart product procurement, marketing
7th-12th monthFirst sales successesReplenish stock, reinvest everything

Patience and perseverance are now essential. Luxury purchases, such as the first company car, would only slow down growth. Your goal should be to strengthen the basis of your business.

The scaling phase in the second year: more products, margins and debt capital

In the second year, the paths separate: some give up, others stagnate. But the successful ones continue to scale up and launch more products on the market. This broadens the sales base and makes the business model more robust.

Key growth drivers in this phase:

  • Launch more products: New listings, more reach, better protection against fluctuations.
  • Find high-margin products: The higher the margin, the more is left over at the end.
  • Use debt capital in a targeted manner: Many rely on merchandise financing or the first loan to finance stock and products.

Borrowed capital is not taboo with Amazon FBA, in fact it is often the decisive lever. However, it is important to remember that relying on the lifestyle too early is detrimental to overall growth. The same applies in the second year: everything that comes in stays in the company.

Guard rails for the second year:

  • Invest new money in the product range and in better product photos rather than spending it.
  • Increasing sales is more important than your own salary.
  • Think long-term: create reserves, secure liquidity, weigh up investments.

Financial priorities:

  • Growth before lifestyle!
  • Every euro should be a euro with a leverage effect on the business.
  • If you want to grow faster, you have to use debt capital wisely.

If you need support with scaling and marketing, you can also book a no-obligation initial consultation with Stacvalley to secure professional product images, videos or PPC management.

First profits, basic salary and consolidation of the business

From a monthly turnover of around 150,000 euros, it is worth paying yourself a small salary for the first time. It is important that the salary remains manageable, ideally around 3,000 euros net.

Even now, the focus is not on a large salary, but on consolidating the company. This means reinvesting even more, building up reserves and expanding the product range. Even with a turnover of 200,000 euros, the main goal should be a stable, viable business model.

Diagram: Typical development of sales, expenses and salary structure (example values)

Amount of monthly turnoverRecommended salaryShare of reinvestmentGoal
20.000 €0 €100%Growth, building up product range
50.000 €0-500 €99%Reserves, purchase of goods
150.000 €2.500-3.000 €95%Consolidation, expansion
200.000 €up to € 4,00093-95%Diversification, team building

*Consolidation means not risking everything at once, but laying a stable foundation step by step.

You can pay out something if enough liquidity remains in the business and growth is not slowed down. Luxury still has a break - the foundations must be in place.

Getting started in luxury & lifestyle: When do company cars and Porsches make sense?

The crucial question: when does a company car or even a Porsche really make sense? Most successful Amazon retailers reach the point after three to four years where they are generating sales of 500,000 euros per month or more.

Now the reward phase begins. There is a stable team, sufficient reserves and the money flows in regularly. The first company car, be it a sporty model, an electric car (as in the example) or something else, is then not only a pleasure to drive, but can also bring tax advantages.

When is luxury really appropriate?

  • The company is on a solid footing and is not dependent on every expenditure.
  • Motivation is in the cellar, and a reward makes business more fun.
  • Business and lifestyle are in balance - at the wheel of the Dreamcar you can feel your own performance.

Pros and cons list of luxury purchases for Amazon merchants

Advantages (Pro)Disadvantages (Contra)
Increasing motivation and funHigh capital requirement
Increased self-esteemPossible envy/misinterpretation
Social signal in businessFinancial risks if too early
Tax advantage for e-carsLoss of focus on core business

Experience shows: Luxury items are rarely math, but motivation. A colleague from Switzerland, who has been in the business for years, now always drives through everyday life with a gold Rolex and a confident team. In the industry, such signs stand for success and experience.

But even then you should continue to plan responsibly: Not everyone should buy an expensive car straight away - only when the company is stable will the company car bring real added value.

The emotional factor: strengthening motivation and the environment through luxury

Luxury can be more than just a status symbol. A beautiful car, a high-quality watch or a prestigious office serve as positive motivational anchors. They show you and others: You've made it.

Such signals are particularly important in the environment of other retailers. Those who are successful in their sector are allowed to show this. This creates trust, opens doors for business partnerships and can also earn sympathy points with customers.

Fill up on motivation: Small or large rewards boost your mood, prevent burnout and help you stay on the ball in the long term.

Tips for motivation and environment through conscious luxury:

  • Reward yourself according to measurable success (e.g. sales achieved, inventory secured)
  • Choose luxury consciously - rather sensible and tax-optimized than rushed
  • Pay attention to your network: the more successful your environment, the stronger your own development
  • Present successes confidently but authentically
  • Small gifts to yourself are not taboo, as long as they match your bank balance

Luxury doesn't have to be excessive. Sometimes a nice foil branding for your own company car is enough to increase enjoyment and visibility - as with your own Vito from Stacvalley, which already makes you want to do business.

If you want to network with like-minded people, you should take a look at Stacvalley's active Instagram community.

Review & conclusion on the topic of company cars and luxury in the Amazon FBA business

Luxury and business - a dream team when the order is right. First comes hard work, then solid foundations, then pleasure. The company car is not a starting line, but the finish line after perseverance and smart decisions.

If you consistently reinvest everything in Amazon FBA and treat your business like a company, you can honestly and deservedly afford luxury after a few years. It remains important to invest wisely and with a sense of proportion - pleasure and motivation are allowed, but not at the expense of corporate security.

Luxury is a reward, not an end in itself. Those who act smartly enjoy the fruits of hard work, stay motivated and stay on the ball to achieve even greater things. If you want to get there together and with a tailwind, it's best to book an initial consultation with the Amazon experts from Stacvalley.

Subscribe to Luca Igel's YouTube channel to make sure you don't miss out on any insights and practical tips - that way, nothing will stand in the way of your dream car in a few years' time.

Luca Igel
Managing Director
29.9.25
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